회사가 불법 영업으로 소비자에게 손해를 끼치면 연방거래위원회(FTC)가 돈을 받아 돌려줘요. 마감 전에 청구해야 하는 것과, 지금 수표를 보내고 있는 것을 정리했어요. 매주 FTC 공식 목록으로 갱신해요.
사기 조심 FTC는 환급을 받으려면 돈을 보내라고 하지 않아요. 원문: “Scammers are impersonating the FTC. The FTC will never threaten you, say you must transfer money to “get a refund,” or promise you a prize. That’s a scam.”
지금 FTC 목록에 청구를 받는 프로그램이 없어요. 새 프로그램이 생기면 이 페이지에 올라와요.
이 이름의 수표·PayPal·Zelle 입금이 왔다면 진짜일 수 있어요. 수표는 90일 안에 현금화하세요. 따로 할 일은 없어요.
지급 대행 Rust Consulting, Inc. · 1-833-472-1990 · 수표는 90일 안에 현금화
October 2026 The FTC is sending 65,022 checks totaling more than $9.8 million to people who completed eligible money transfers at Walmart between January 2015 and December 2024.
지급 대행 Analytics Consulting, LLC · 1-855-744-1802 · 수표는 90일 안에 현금화
October 2026 FTC sends second payment to AdvoCare distributors The FTC is sending a second round of payments to AdvoCare distributors who lost money as a result of the AdvoCare pyramid scheme.
지급 대행 Rust Consulting, Inc. · 1-877-788-4958
October 2026 FTC sends payments to people who paid for cash advances Starting on October 27, 2026, the FTC will send 2,124,796 PayPal payments totaling more than $15.8 million to people who paid Cleo AI for eligible instant cash advances.
지급 대행 JND Legal Administration · 1-888-970-2410 · 수표는 90일 안에 현금화
October 2026 The FTC is sending 6,205 payments totaling more than $100,000 to eligible people who paid online marketplace GOAT for expedited shipping between 2020 and 2024.
You do not have to file a claim, respond to a notice, or complete any forms.
지급 대행 JND Legal Administration · 1-877-654-1982
August 2026 FTC sends payments to former AT&T customers The FTC is sending Zelle payments to eligible former AT&T customers who were sent a payment and didn’t cash their check or accept their PayPal payment.
지급 대행 JND Legal Administration · 1-833-928-2567 · 수표는 90일 안에 현금화
August 2026 FTC sends money to people who paid for debt relief The FTC is sending another round of payments to people who lost money to a debt relief scam.
지급 대행 JND Legal Administration · 1-855-779-3542 · 수표는 90일 안에 현금화
August 2026 FTC sends second payment to people who paid for a business opportunity membership The FTC is sending a second round of payments to people who paid the operators of a business opportunity scheme known as “Blueprint to Wealth." According to the FTC, Blueprint to Wealth falsely promised that members would earn big money from an “everything-is-done-for-you” business opportunity with suppor
지급 대행 Analytics Consulting, LLC · 1-888-446-4992 · 수표는 90일 안에 현금화
August 2026 FTC sends payments to eligible Grubhub users The FTC is sending 640,038 payments totaling more than $23.8 million to Grubhub drivers and diners harmed by the food delivery platform’s deceptive claims or misleading and unlawful conduct.
지급 대행 JND Legal Administration · 1-833-609-9714 · 수표는 90일 안에 현금화
July 2026 FTC sends checks to people who paid for personal protective equipment The FTC is sending 9,419 checks totaling more than $672,000 to people who bought facemasks and other personal protective equipment (PPE) from online marketer Trend Deploy during the COVID-19 pandemic.
지급 대행 Rust Consulting, Inc. · 1-833-711-0291
July 2026 FTC sends payments to people who were charged for free trial offers The FTC is sending Zelle payments to eligible people who were charged for “free trial” offers for cosmetics and weight loss supplements and didn’t cash their check sent by the FTC.
지급 대행 JND Legal Administration · 1-877-930-1733 · 수표는 90일 안에 현금화
July 2026 FTC sends second payment to people who paid for training programs The FTC is sending a second round of payments to people who paid for telemarketing training programs sold by The Sales Mentor.
지급 대행 Simpluris · 1-833-647-9063 · 수표는 90일 안에 현금화
Tags: Consumer Protection Jobs Advertising and Marketing Online Advertising and Marketing July 2026 FTC sends payments to eligible people who worked for Handy The FTC is sending 62,893 checks totaling more than $2.7 million to eligible people who worked for Handy Technologies sometime between January 2019 and November 2024.
지급 대행 JND Legal Administration · 1-888-906-0593 · 수표는 90일 안에 현금화
June 2026 FTC sends second payment to people who paid for real estate investment coaching programs The FTC is sending a second round of payments to customers who paid Zurixx for deceptive real estate investment coaching programs.
지급 대행 Analytics Consulting, LLC · 1-833-889-7400 · 수표는 90일 안에 현금화
June 2026 FTC sends second payment to people who bought extended auto warranties The FTC is sending a second round of checks to people who bought extended auto warranties from telemarketer American Vehicle Protection (AVP).
지급 대행 JND Legal Administration · 1-833-674-0067 · 수표는 90일 안에 현금화
June 2026 FTC sends checks to people who paid for mortgage debt relief The FTC is sending 1,821 checks totaling more than $2.8 million to people who paid Golden Home Services in a deceptive mortgage loan relief scam.
지급 대행 Epiq Systems · 1-855-604-1861 · 수표는 90일 안에 현금화
June 2026 FTC sends third payment to businesses overcharged for merchant cash advances The FTC is sending a third round of payments to small businesses who were harmed by Yellowstone Capital, a merchant cash advance company that withdrew money from customer bank accounts without permission.
지급 대행 Rust Consulting, Inc. · 1-833-637-5800 · 수표는 90일 안에 현금화
May 2026 FTC sends second payment to people who paid for cash advances The FTC is sending a second round of payments to people who paid Brigit for instant cash advances.
지급 대행 Simpluris · 1-844-804-5497 · 수표는 90일 안에 현금화
May 2026 FTC sends second payment to people who paid for debt relief The FTC is sending a second round of payments to people who lost money to a debt relief scam that used many names including National Landmark Service of United Recovery, Silverlake Landmark Recovery Group, Absolute Financial Services Recovery, AFSR Global Logistics, and Tri-Star.
지급 대행 JND Legal Administration · 1-866-910-0913 · 수표는 90일 안에 현금화
May 2026 FTC sends checks to eligible people who bought cars from Coulter dealerships The FTC is sending 5,790 checks totaling more than $2.3 million to people who were harmed by Coulter Motor Company’s hidden fees.
지급 대행 JND Legal Administration · 1-877-753-2846 · 수표는 90일 안에 현금화
May 2026 FTC sends second payment to people who paid for credit card debt relief The FTC is sending a second round of checks to people who paid for credit card debt relief from ACRO Services.
지급 대행 Simpluris · 1-844-804-5352 · 수표는 90일 안에 현금화
May 2026 FTC sends second payment to people who paid for next day shipping on personal protective equipment The FTC is sending a second round of payments to people who bought facemasks and other personal protective equipment (PPE) from online seller SuperGoodDeals.com.
지급 대행 JND Legal Administration · 1-866-848-0871
April 2026 FTC sends payments to compensate people for time wasted applying to offers from Credit Karma The FTC is sending Zelle payments to people who requested compensation for their time spent responding to credit offers from Credit Karma and didn’t cash their check or accept their PayPal payment.
지급 대행 Rust Consulting, Inc. · 1-833-637-4344 · 수표는 90일 안에 현금화
April 2026 FTC sends second payment to people who paid for cash advances The FTC is sending a second round of payments to people who paid FloatMe for instant cash advances.
지급 대행 JND Legal Administration · 1-877-495-1096 · 수표는 90일 안에 현금화
April 2026 FTC sends second payment to people who bought Hey Dude shoes The FTC is sending a second round of payments to people who bought shoes from online shoe seller Hey Dude.
지급 대행 Analytics Consulting, LLC · 1-833-699-7995 · 수표는 90일 안에 현금화
March 2026 FTC sends checks to eligible people who paid for credit repair services The FTC is sending 443,048 checks totaling more than $10.9 million to eligible people who paid a credit repair operation known as Financial Education Services (FES) between May 2019 and May 2022.
지급 대행 Rust Consulting, Inc. · 1-800-804-6915 · 수표는 90일 안에 현금화
March 2026 FTC sends checks to eligible people who paid for housing The FTC is sending 444,131 checks totaling more than $47.2 million to eligible people who paid Invitation Homes for undisclosed fees or deceptive and unfair charges between January 2021 and September 2024.
지급 대행 JND Legal Administration · 1-877-231-0641 · 수표는 90일 안에 현금화
March 2026 FTC sends second payment to people who paid for investment advice The FTC is sending a second round of payments to people who paid money to WealthPress, an investment advice company.
지급 대행 Rust Consulting, Inc. · 1-844-590-1102 · 수표는 90일 안에 현금화
March 2026 FTC sends checks to people who paid for computer repair services The FTC is sending checks to people who paid for computer repair services from tech support companies Restoro and Reimage.
지급 대행 Simpluris · 1-833-244-7320
March 2026 FTC sends PayPal payments to people who bought Pyrex glass measuring cups The FTC is sending PayPal payments to people who bought Pyrex glass measuring cups and didn’t cash their check sent by the FTC.
지급 대행 JND Legal Administration · 1-844-566-0108 · 수표는 90일 안에 현금화
February 2026 FTC sends second payment to people who paid for student loan debt relief The FTC is sending a second round of checks to people who lost money to a student loan debt relief scheme that used many names including Mission Hills Federal, Federal Direct Group, National Secure Processing, and The Student Loan Group.
지급 대행 JND Legal Administration · 1-877-595-0114 · 수표는 90일 안에 현금화
In February 2025, the FTC sent 5,588 checks totaling more than $2.6 million to businesses enrolled with First American Payment Systems and charged hidden or unauthorized fees.
지급 대행 Rust Consulting, Inc. · 1-833-721-2728 or +1-612-509-2644 · 수표는 90일 안에 현금화
January 2026 FTC sends second payment to people who lost money to a sweepstakes scam The FTC is sending a second round of checks to people who lost money to a prize scheme operated by Next-Gen and its related companies.
지급 대행 Analytics Consulting, LLC · 1-855-298-8877 · 수표는 90일 안에 현금화
December 2025 FTC sends checks to eligible people who paid for a vehicle service contract The FTC is sending 168,179 checks totaling more than $9.6 million to eligible people who paid CarShield for a vehicle service contract between September 2019 and September 2024, and had their claim denied.
지급 대행 Rust Consulting, Inc. · 1-866-914-9330 · 수표는 90일 안에 현금화
December 2025 FTC sends payments to people who lost money to unauthorized billing schemes The FTC is sending 1,215,337 payments totaling more than $27.6 million to people who paid a group of companies selling personal care products, including Legion Media and KP Commerce.
FTC(미국 연방거래위원회)는 불법 영업으로 돈을 잃은 사람에게 돌려주는 환급 프로그램을 운영해요. 이미 기록이 있는 사람에게 수표·PayPal·Zelle로 바로 보내는 경우가 많고, 일부는 마감일 전에 청구(claim)를 해야 해요. 각 프로그램 FTC 페이지에서 확인하세요.
아래 "지금 돈을 보내는 중" 목록에서 프로그램 이름과 지급 대행사(Rust Consulting, JND Legal Administration, Epiq 등)를 확인해 보세요. FTC는 수표를 받으면 90일 안에 현금화하라고 안내해요. 헷갈리면 목록의 안내 전화로 확인하세요.
아니요. FTC는 "환급을 받으려면 돈을 보내라"고 하지 않아요. FTC 원문: "The FTC will never threaten you, say you must transfer money to “get a refund,” or promise you a prize. That’s a scam."
아직은 FTC가 직접 운영하는 환급만 모았어요. 민간 집단소송 합의금은 법원이 승인한 공식 합의 사이트에서만 청구하세요. 개인정보·계좌를 묻는 낯선 링크는 조심하세요.
자료: FTC Refund Programs(활성 프로그램 80개 중 최근 12개월) · 2026-11-01 확인. 프로그램 이름·원문은 FTC 영어 그대로예요. 마케팅코리안은 청구를 대행하지 않아요.